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Once you graduate drop below half-time enrollment or leave school your federal student loan goes into repayment However if you have a Direct Subsidized Direct Unsubsidized or Federal Family Education Loan you have a six-month grace period before you are required to start making regular payments.

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How often they are not.

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Learn the subsidized loan rates. Federal Direct Subsidized Stafford Loan Office of Student.

 

The interest rates.